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The purpose of chapter 13 is to allow people with regular income to reorganize their debts usually in order to save a home from foreclosure. There are many benefits to a Chapter 13 Bankruptcy case. Watch this video to learn whether or not you may benefit from filing A common misconception of a Chapter 13 bankruptcy is that you have to pay back all of your debt. Most of the time you don't.
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Most of the clients I meet with initially tell me that they want to file a #Chapter 7 #bankruptcy or else they won't file. Chapter 7 Chapter 7 vs Chapter 13 Calculator: Do you Filing Chapter 13 Bankruptcy. Chapter 13 allows debtors to repay all, or a significant portion, of their debts in 3-5 years under a court-approved plan.
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